Therapy Fees in Chicago, Insurance & Cancellation Policy | Ashé Counseling and Coaching
Therapy Fees in Chicago

Understanding therapy costs should feel straightforward.

At Ashé Counseling and Coaching, we help clients navigate insurance, self pay options, deductibles, copays, cancellation policies, and payment expectations with clarity before therapy begins.

We provide in person therapy in Chicago and virtual therapy throughout Illinois and Texas.

Insurance Verification
Private Pay Options
Virtual & In Person Therapy
Insurance Coverage for Therapy

Insurance plans we accept.

Ashé Counseling and Coaching accepts many commercial and Illinois Medicaid insurance plans. Coverage may vary by therapist, location, license type, state, and specific plan.

Accepted insurance may include

Our team reviews your benefits before your first appointment whenever possible.

Not in network: Ashé Counseling and Coaching is not in network with Blue Cross Blue Shield Illinois HMO plans.
Aetna Aetna Better Health Blue Cross Blue Shield IL PPO Blue Cross Blue Shield TX PPO Blue Cross Community Cigna Evernorth Meridian Optum UnitedHealthcare UMR
Copays, deductibles, and coinsurance: Insurance verification is only an estimate, not a guarantee of payment or coverage. Your insurance company makes the final decision about benefits, claims, deductible status, copays, coinsurance, and patient responsibility. If your deductible has not been met, you may be responsible for the contracted session rate until your plan begins paying.
Self Pay Therapy Rates

A simpler way to begin care without using insurance.

Private pay may be a good fit if you prefer not to use insurance, are out of network, or want more flexibility in choosing your therapist.

These rates apply to standard therapy sessions. Longer sessions or specialized services may have different fees.

Under the No Surprises Act, uninsured or self pay clients have the right to receive a Good Faith Estimate explaining expected healthcare costs.
Private Pay Rate

Individual Therapy

$145

Standard individual therapy session for adults, teens, or ongoing personal support.

Private Pay Rate

Couples Therapy

$165

Standard couples therapy session for partners working on communication, connection, and relationship repair.

Insurance Verification

How insurance verification works.

01

Complete intake forms

Submit intake paperwork, insurance information, and an active payment method before your appointment.

02

Benefits review

We review eligibility, deductible information, copay estimates, and therapist network participation when available.

03

Estimate shared

When available, we provide an estimated patient responsibility before therapy begins.

Important disclaimer: Insurance verification is not a guarantee of payment or coverage. Your insurance company makes the final determination regarding benefits, deductible status, copays, coinsurance, and patient responsibility.
Cancellation Policy

Appointment expectations designed to respect everyone’s time.

24 Hour Notice

We ask that appointments be canceled or rescheduled at least 24 hours in advance.

Late Cancellation Fee

Late cancellations or missed appointments may result in a $99 fee.

Medicaid Policy

Clients with Medicaid are not charged missed appointment fees.

Active Card On File

An active credit or debit card is required to remain on file before appointments begin.

Repeated no-shows or repeated late cancellations may result in discharge from services or referral to another provider whose scheduling structure may be a better fit.
FAQ

Common questions about therapy fees and insurance.

Does insurance verification guarantee coverage?

No. Verification provides an estimate based on available information. Your insurance company makes the final decision regarding coverage and payment responsibility.

Can I choose self pay instead of using insurance?

Yes. Clients may choose private pay even if they have insurance coverage.

What if I have a deductible?

If your deductible has not been met, your insurance company may apply the contracted session rate toward your deductible before benefits begin.

Are you in network with Blue Cross Blue Shield Illinois HMO?

No. Ashé Counseling and Coaching is not in network with Blue Cross Blue Shield Illinois HMO plans.

Start therapy with more clarity and less confusion.

Find a therapist, request an appointment, and our team will help guide you through the next steps before care begins.